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There are many excellent software and online bookkeeping programs available today. They’re inexpensive and greatly assist the user – which is also what’s wrong with them. Great software simply assists; it will not change a poor bookkeeper into a good bookkeeper. When these programs are installed, the user has to understand sales tax, income tax, bank reporting needs, and so on. These off-the-shelf accounting programs in an untrained user’s hands are like plumber’s tools in the hands of an accountant.